Financial Institution Rating Analyst  - 190000N9

12/11/2019: "Financial Institution Rating Analyst - 190000N9" - Categorie protette

Annuncio dedicato alle persone appartenenti alle categorie protette - legge 68/99.

Generali is a major player in the global insurance industry – a strategic and highly important sector for the growth, development and welfare of modern societies. Over almost 200 years, we have built a multinational Group that is present in more than 60 countries, with 470 companies and nearly 80,000 employees. Our Group aims to become the standard bearer and industry leader in the European retail insurance market, building on our existing base of 50 million retail clients, out of an overall total of 72 million.

Generali Investments Holding S.p.A. guarantees a solid framework of services designed to support various asset management activities. Key elements include back office activities, organized to provide maximum efficiency; advanced reporting systems and sophisticated technological infrastructures. The company also acts as a holding company, retaining share capital in the boutiques and Generali Investments’ companies.
The Group Investments, Asset & Wealth Management Risk meets the need to guarantee continuous monitoring of the most significant risks to the Company's business and has no operational duties and is solely devoted to guarantee effective risk control.

The Group Internal Credit Rating Unit is responsible for the analysis and assignment of issuers/securities internal ratings.
The Credit Rating Analyst will be responsible for the analysis of borrowers' creditworthiness and, specifically, of their ability to repay a financial obligation based on the analysis of the borrower's credit profile on Financial Institutions. The assessment will also translate in the assignment of internal ratings. S/He will also support the Head of the Unit in developing, executing the maintenance and enhancement of the rating framework and Generali risk management capabilities to ensure internal and regulatory compliance.
The resource will perform complex analysis to identify opportunities to effectively measure risk and implement decision rules and policy consistent with the firm strategy.

Main activities:
* Day-to-day management of internal rating assignment for financial institution borrowers
* Liaise with and support stakeholders (CIO/CFO/BUs) to timely facilitate clarification of questions regarding the rating methodologies and implications on decision-making process
* Effectively cooperate with appropriate compliance functions and model risk stakeholders across the enterprise
* Cooperate as necessary and appropriate with other stakeholders and support the Head of function to develop, maintain, and manage a centralized rating tool and model inventory, rating model documentation library (e.g. tracking validation work streams, tracking status of outstanding model risk, etc.)
* If requested, interface with internal and external auditors and regulators
* Being well-informed at all times of industry and regulatory trends in risk management and overall risk management process
* Production and maintenance of robust documentation in order to satisfy the Generali internal and external approval bodies.

The ideal candidate will meet the following requirements:
* Master’s Degree desired, BA/BS in Economics, Finance or related field required
* Significant (between 5 and 10 years) existing knowledge and experience in the credit/risk analysis of financial institutions with very strong accounting knowledge; experience also on insurance credit analysis will be considered a strong plus
* Fluency in English (written and spoken); knowledge of a second foreign language (French and/or German) will be considered a plus
* Be able to work autonomously to ultimately deliver a final product without any oversight
* Have a collaborative mind-set with strong interpersonal skills. Advanced presentation skills and excellent verbal and written communication skills
* A clear advantage would be to have gained relevant experience within one of the main rating agencies within the Financial Institution segment
* Possess strong knowledge of financial products, business processes, and industry best practices and regulatory requirements for model risk management
* Ideally, have both risk management and business experience.
* Advanced ability to comfortably communicate at all levels of the organization
* Proficiency in performing multiple tasks and dealing with changing deadline requirements is a "must-have" skill
* Proven effectiveness in interacting with and reporting to senior management
* Interpersonal skills and ability to work in an international team

Orario di lavoro: Tempo pieno

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Caratteristiche richieste
Area funzionale
Area funzionale:
Area funzionale: Bancario - Creditizio - Assicurativo

Esperienza in area funzionale
Anni di esperienza minima nel settore: 4

  • Assicurazioni

Regione di residenza
Area di ricerca:
Regione: Lombardia

Titolo di studio
Titolo di studio: Master / Specializzazione post laurea

Conoscenze informatiche
Conoscenze informatiche:
  • Excel

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